The Circle · The Business Cost

The wall squeezing New Hampshire’s families is squeezing your business too.

You’re not standing on the other side of the ALICE wall from the families struggling behind it. You’re behind the same wall — and it reaches your payroll, your register, and your tax bill. Here’s where it’s costing you, and what actually closes it.

New Hampshire has 566,004 households. One in three — 199,466 of them — earns above the federal poverty line but still can’t afford the basics where they live. United For ALICE calls them ALICE households: Asset Limited, Income Constrained, Employed. Employed is the word that matters to you. These are the people who’d staff your business and shop in it. When their budget gets consumed by rent, childcare, and care for a family member, three things happen to you: you can’t find workers, your sales go soft, and your property tax bill climbs. Same wall, three bills — and all three land on your side.

Why can’t I find workers in New Hampshire?

Because the people who would take the job can’t afford to live near it, can’t find childcare to show up for it, or have been pulled out of the workforce entirely to care for someone at home. Nearly 3 in 4 New Hampshire business leaders say they can’t find the workers they need. That’s not a work-ethic problem. It’s a wall problem.

  • The Drain — this one’s already yours. How can New Hampshire keep ranking “best for business” and still watch its workforce drain away — while 35% of its families keep getting subtracted from the customers you’re counting on? That’s the whole trap in one question, and it’s the crack that belongs to business. Read The Drain →
  • Childcare that doesn’t exist. New Hampshire is short roughly 9,000 childcare slots, and that shortage costs NH businesses an estimated $35.6M–$55.5M every year in lost productivity and turnover. A parent who can’t find a slot can’t take — or keep — the job. Read The Vanishing Slot →NHFPI, Feb 2025
  • Workers priced out of the state. 86% of NH business leaders name housing cost as their #1 barrier to hiring. A worker who can’t afford to live here either leaves — and you lose them — or commutes from so far that you lose them anyway. Read The Missing Rung →BIA, 2024
  • Caregivers pulled off the line. When there’s no affordable care for a child, an aging parent, or a family member with a disability, someone in that household leaves work to provide it themselves. That someone was in your labor pool this morning. Read The Cost of Love →

Why are my sales soft when the economy looks fine?

Because the ruler that says New Hampshire is prosperous isn’t measuring the third of households whose entire budget is consumed by survival. They still buy groceries and gas — but the discretionary spending your business actually competes for is the first thing the gap erases. “Left over after the basics” is the entire local economy. For 199,466 New Hampshire households, there is no left over.

199,466

New Hampshire households below the ALICE Threshold — 35%, more than one in three.

United For ALICE, 2026 NH Data Sheet (2024 data)

55,766

Hillsborough County — 1 in 3 households.

United For ALICE, 2026

19,517

Manchester — 2 in 5 households.

1-year ACS estimate

47,271

Rockingham County — 37% of households.

United For ALICE, 2026

15,894

Nashua — 39% of households.

1-year ACS estimate

In Hillsborough County alone, roughly 55,800 households — one in three — are below the line where a paycheck covers the basics. They’re not missing from your customer base because they don’t shop. They’re missing because there’s nothing left after survival. And “left over” is the whole game.

  • Groceries or rent — never your counter. 1 in 6 New Hampshire children — 38,430 kids — were food insecure in 2024. A household choosing between food and the rent check has zero discretionary spend by definition. Read The Missing Meal →Feeding America, Map the Meal Gap
  • The paycheck goes to the landlord. When housing eats an outsized share of income, the money that used to circulate through local businesses circulates through a mortgage servicer instead. Read The Missing Rung →
  • A caregiver household stops spending. Cut a second earner to part-time to provide care and that household’s discretionary budget doesn’t shrink — it disappears. Read The Cost of Love →

Why does my property tax bill keep climbing?

Because New Hampshire funds its schools and local services off property tax more than any state in the country — and your commercial property pays the commercial rate on bills the state pushes downstream. Property taxes make up roughly 61% of all local government revenue in New Hampshire — the highest share of any state — and about 63% of all state and local tax revenue. New Hampshire ranks 48th in the nation for per-capita state aid to local governments. When the state doesn’t pay, the town does. When the town pays, you’re on the commercial rate.

  • The scissor that cuts your bill. Roughly 83% of New Hampshire’s special-education costs land on the local share — carried on the property tax, at your commercial rate — because the state covers so little of it. It’s money out of your business before it can become payroll or reach a customer. Read The Scissor →NH School Funding Fairness Project, 2023–24
Mark, founder of 603 Circle

I’ve been on both sides of this wall.

New Hampshire’s small businesses and its struggling families aren’t on opposite sides of this. We’re behind the same wall.

I spent years running a business in this state. When my own family needed care that no system would provide, I crossed the wall myself — in the direction nobody plans for. So when I tell you the families behind the ALICE wall are your workforce and your customers, it’s not a talking point. It’s the arithmetic of my own life. That wall is between all of us and a New Hampshire that works. That’s the whole idea behind the circle — everyone’s inside it.

— Mark, founder, 603 Circle · U.S. veteran, New Hampshire small-business owner

Add your business to the 603 Circle Business Allies.

We don’t publish scary billion-dollar numbers and ask you to be alarmed. We show our work, and we build the coalition that fixes the problem. Adding your business to the Allies isn’t a donation — it’s your name on the record, alongside every other New Hampshire business that recognizes these cracks and stands with the effort to close them. The longer the list, the harder it is for Concord to ignore. Same as our families’ stories: one is a voice, two hundred is a movement.

“As a New Hampshire business, I recognize how these cracks reach my workforce, my customers, and my tax bill — and I stand with the effort to close them.”

Want to do more than add your name? A handful of businesses help fund the research and outreach directly. If that’s you, let’s talk.

How do I add my business to the Allies?

Fill this in and you’re on the record. We confirm you’re a real New Hampshire business, then your name joins the wall. No cost, no newsletter obligation, no donation required — and your email is never published.

See the businesses standing with us →

Become a Business Ally

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Sources

  1. ALICE household counts (statewide, county, city): United For ALICE, 2026 ALICE — New Hampshire Data Sheet (data year 2024); statewide corroborated in the 2026 State of ALICE Report, National Comparison p. 19. “Below ALICE Threshold” = poverty + ALICE households, per United For ALICE’s own definition. City figures are 1-year ACS estimates.
  2. Child food insecurity (15.5% / 1 in 6 / 38,430 kids, 2024): Feeding America, Map the Meal Gap (2024 data release). See also 603 Circle, The Missing Meal.
  3. Special-education local share (~83%, 2023–24): NH School Funding Fairness Project. See also 603 Circle, The Scissor.
  4. Property-tax structure (~61% of local revenue; ~63% of state & local; 48th in state aid): NHFPI, Property Taxes in New Hampshire: How They Work and How They Compare, April 2026.
  5. Childcare shortage ($35.6M–$55.5M/yr business loss; ~9,000 slots): NHFPI, The Economic Impact of the Granite State’s Child Care Shortage, Feb 2025.
  6. Workforce & housing barrier (“nearly 3 in 4 can’t find workers”; 86% name housing #1): BIA (Business & Industry Association of NH), 2024 Business Leader Survey.